No Application Fee, No Processing Fee, No Admin Fee,
No Junk Fees!
NOTE: Tax-Deductible Items for 2022 Closings (click)

Rate Disclaimer

All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.

Legal Disclosures

30-year Fixed-Rate Loan:

The estimated payment on a $356,250, 30-year Fixed-Rate Conventional Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above can include up to two points. Please see today's rates for more info. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

15-year Fixed-Rate Loan:

The estimated payment on a $356,250, 15-year Fixed-Rate Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above can include up to two points. Please see today's rates for more info. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-year Fixed-Rate VA Loan:

The estimated payment on a $356,250, 30-year Fixed-Rate VA Loan with a 15 day lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above can include up to two points. Please see today's rates for more info. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active duty military.

30-year FHA Loan: Rate is Fixed.

The estimated payment on a $356,250, FHA 30-year Fixed-Rate Loan with a 15 day lock, FICO score 760, and loan-to-value (LTV) 95% Payment includes a one time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.8% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of 95%, the 0.8% monthly MIP will be paid for the first 30 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-year Fixed-Rate Loan- Investment Property:

The estimated payment on a $356,250, 30-year Fixed-Rate Conventional Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 70%. The quote above can include up to two points. Please see today's rates for more info. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

30-year Fixed-Rate Loan- Jumbo:

The estimated payment on a $840,000, 30-year Fixed-Rate Conventional Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 80%. The quote above includes one points. Please see today's rates for more info. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.

Assumptions

• Lenders calculate rates using assumptions: basic loan details. For all rates shown, unless otherwise noted, we assumed:
• You’re buying or refinancing a single-family home that’s your primary residence.
• If refinancing, you’re not taking cash out.
• Closing costs will be paid up front, not rolled into the loan.
• Your debt-to-income ratio is less than 30%.
• Your credit score is over 760.
• You’ll have an escrow account for payment of taxes and insurance.

Disclosures

• Mortgage rates can change daily.
• Some loan options may not be available in all states.
• Some jumbo loan options may not be available to first-time home buyers.
• Lending services may not be available in all areas.
• Some restrictions may apply.
• The rate lock period is 15 days.